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// GET THE COVERAGE YOU NEED
Home, auto, flood, and life insurance. We compare 40+ carriers so you get the right coverage at a price that makes sense, and you'll understand what you're paying for.
Voted Best Insurance Agency
Back-to-Back Winner 2025 & 2026
236 Reviews on Google
4.9
We Shop 40+ Carriers to Find You the Best Rate
Your home is probably your biggest investment, and Louisiana's insurance market makes protecting it complicated. Between carriers leaving the state, rising rates, and coverage gaps most people don't know about until they file a claim, getting the right homeowners policy takes more than a quick online quote. We compare options across 40+ carriers to find the right fit for your home, your budget, and the risks specific to your area. Explore home insurance options. We also handle renters insurance and umbrella insurance for clients looking for broader protection.
View optionsLouisiana has some of the highest auto insurance rates in the country, and Baton Rouge drivers feel it. Rates depend on your driving history, your vehicle, where you park it at night, and which carrier you go with. The difference between the cheapest and most expensive quote for the same driver can be hundreds of dollars a year. As an independent agency, we can pull car insurance quotes in Baton Rouge from both sides of the market and show you exactly where the value is. See your auto insurance options. We also cover boats, motorcycles, RVs, and other recreational vehicles.
View optionsIf you live in Baton Rouge, flooding is not a hypothetical. About 25% of flood claims come from properties outside high-risk zones, and standard homeowners insurance never covers flood damage. We write both NFIP and private flood policies, and in many cases the private market can offer better coverage at a lower price. Whether your lender requires it or you just want to be protected, we can walk you through your options and find the right policy for your zone and your budget. Learn about flood insurance options.
View optionsLife insurance is one of those things people know they need but keep putting off. Term life, whole life, burial insurance, mortgage protection: there are a lot of options, and the right one depends on your age, your family situation, and what you're trying to protect. We work with carriers that specialize in each type so we can match you with the right policy without the pressure. Explore life insurance options.
View optionsTell us about your home, car, or situation. We compare rates across 40+ carriers and get you a quote, usually the same day.
We walk you through every option so you understand exactly what's covered, what's not, and what it costs. No surprises.
Lock in your policy and rest easy knowing a local team has your back when it matters most.
233
Five-Star Reviews
40+
Insurance Carriers
Award-Winning
Insurance Agency
Louisiana Born
Family Owned
Insuring a home in Baton Rouge means planning for heavy rain, hurricanes, and a market where carrier options can change quickly. As an independent agency on S Sherwood Forest Blvd, we can compare homeowners quotes from multiple carriers side by side, so you can see what each one covers and what it costs before you decide.
A standard homeowners policy doesn't cover flood damage, in any zone. Flood coverage comes from a separate NFIP or private flood policy, and we can quote both so you can compare.
Learn about flood insurance →Many Louisiana home policies carry a separate named storm or wind deductible, often a percentage of your dwelling limit instead of a flat dollar amount. It's worth knowing yours before hurricane season, not after.
How homeowners coverage works →Carrier options in Louisiana can change quickly, so who will write your home matters as much as the price. We can check options with markets like SageSure, Gulf States, and Cajun Underwriters, and explain Louisiana Citizens if private options are limited.
See our home insurance options →Every Louisiana address sits in a FEMA flood zone, and that zone shapes what flood insurance costs. Type your address into our free Louisiana flood zone map and see your zone in seconds, with a plain-English explanation of what it means.
// WHY CHOOSE US
Most people don't know if they're getting a fair deal because they only see one carrier's price. We shop your policy across 40+ insurance companies so you can compare and choose with confidence.
Hurricanes, floods, high uninsured driver rates. Louisiana has unique insurance challenges. We live here, we know the risks, and we build policies that don't leave gaps when it matters most.
When a storm hits or you're in an accident, you call us directly. Not an 800 number. We're here to answer questions, help you file with your carrier, and make sure you're never left figuring it out alone.
Most people never think to evaluate their insurance agent. This free guide gives you the 5 questions that reveal whether you're getting the coverage and service you deserve.
Takes 2 minutes to read. Could save you thousands.
Download the Free Guide
Chabert Insurance is a family-owned, independent agency rooted in Baton Rouge. We're not a call center or a faceless online quote. We're the people you run into at the grocery store, at LSU tailgates, and at community events around town.
That's why we take coverage personally. When you call us, you get a real person who knows your policy, your family, and the risks that come with living in Louisiana.
Get to Know Us
Google User
October 27, 2026
I would definitely recommend Andrew. He is very professional, patient, and prompt. He helped me get a wonderful house insurance policy and an unbeatable price. He also made this process so much easier than I would expect.
George Kleinpeter
September 22, 2026
Exceptional customer service and attention to detail. Andrew was very helpful.
MIchelle Bougere
September 2, 2026
Andrew was very knowledgeable and a pleasure to work. I felt immediately comfortable with him. He helped navigate this process with me as I was a new client of this type of coverage.
Matthew Landry
August 28, 2026
I never thought purchasing home and auto insurance would be so easy and hassle free! I’ve had an above excellent experience working with Caleb Murphy at Chabert. Caleb took the time and was thrilled to explain each and every coverage option that would be best for me in my situation. I couldn’t be more thankful for his extensive knowledge and direction!
Lisa H.
August 26, 2026
I am absolutely floored with my results. I cannot recommend Zach at Chabert Insurance enough! I was shopping for car insurance and felt so frustrated dealing with other agents who completely ignored my requests, quoted me what they wanted to quote me instead of what I actually requested, and tried to price gouge me because I have a young adult child on my household policy. Other companies were quoting me well over $600 a month. Zach actually listened to my specific needs, did the heavy lifting, and locked down an UNBELIEVABLE full-coverage policy for under $400 a month! He was professional, understanding, and saved my family a fortune. If you want an honest broker who actually works for you, listens, and thoroughly explains things to your understanding, call Chabert. The customer service here is unmatched. Save yourself the headache and go straight to Zach!
Lakeshia W
July 23, 2026
I highly recommend this agency and Zach Walters. He is an amazing and caring agent. I was in what another agent referred to as an impossible auto insurability scenario, but Zach was able to successfully dispute two accidents on my record that were erroneously citing me as at-fault. I was able to secure a policy at a much lower rate than what my current insurance provider of 12 years was attempting to charge me. I’m very grateful and appreciative.
Porsche Uche
June 24, 2026
⭐⭐⭐⭐⭐ I had an excellent experience working with Andrew Cobb at Chabert Insurance. He provided outstanding assistance with my flood insurance policy and made what could have been a stressful process incredibly smooth and easy to understand. Andrew was knowledgeable, professional, responsive, and took the time to answer all of my questions thoroughly. His attention to detail and commitment to ensuring I had the right coverage gave me complete confidence throughout the process. Exceptional customer service is hard to find, and Andrew truly exceeded my expectations. I highly recommend him to anyone looking for an insurance professional who is reliable, patient, and genuinely cares about helping his clients. Thank you, Andrew, for your amazing help!
Keith Johnson
June 8, 2026
Got a great quote on a classic car. I recommend this company any time! Thanks Zach!
Blake Duplechin
May 21, 2026
Andrew Cobb did a great job helping me secure homeowners insurance and flood insurance for a new home. He was clear and concise and responded in a timely manner. He coordinated with my mortgage company to keep everything progressing.
Josh Tanksley
May 13, 2026
Justin B. was a pleasure to work with when getting coverage for our boat and jet ski. He made the entire process seamless and took the time to explain the details of our policies so we felt confident on the water. Professional, responsive, and highly recommended!
Jathyia Pickett
April 30, 2026
I value this company’s exceptional customer service , the patience and caring concern of ensuring your needs are met . I highly recommend !
Brandie Freedman
April 23, 2026
Andrew was very helpful and very quick friendly service!
Susan Allen
March 28, 2026
Zach was patient, knowledgeable, but not afraid to check it out if he wasn’t sure about something. I feel like I got great customer service.
Jean Makin
March 6, 2026
Zack was very professional and helpful. He quickly helped me find a carrier with very comparable coverage but 20% cheaper.
Rachel Washington
March 4, 2026
I am really grateful the someone from your company called me with the quote that I needed for my home protection. The Guy that I talked to he walked me through every step. He was also so patience with me when I asked questions it was like he understood me and my situation. (Mr Zach) Also when I called the office for him the lady(Whitney) that I spoke with was not rude she was very understanding and polite about my situation. She knew what I was talking about and she helped me with no problem. I wants to send many more amazing blessings their way and I will definitely send people their way. I want to say thank you and may God continue to bless them and company.
CCV9
March 3, 2026
Kai was nice and courteous and save me a lot of money. Thank you.
Beep Beep
February 4, 2026
Excellent service! Whitney rocks! Very thorough and easy to work with!
Lillie Dunn
January 29, 2026
Excellent experience. Kai was professional, knowledgeable, and very responsive. She explained everything clearly, followed through promptly, and made the entire process smooth and stress-free. Truly outstanding service! I highly recommend Chabert Insurance of Baton Rouge.
Brad Brumfield
January 12, 2026
Please let my comment serve as a special thanks to Whitney Boucher for all her help & assistance provided with my home insurance coverage with Chabert I. She went well beyond the call of duty in getting my cancelled policy reinstated. Very courageous & professional in handling my policy.
Jennifer Carville
November 19, 2025
Kai is wonderful to work with. Her simply caring and checking rates saved me a considerable about of money. Didn’t hesitate to switch agencies.
Brandon Torres
October 30, 2025
I worked with Zach Walters, he got me a good rate for car insurance. He was proessional throughout the whole process and very knowledgeable. He went into detail about various things and I could tell he actually took the time to get me the best price out there unlike other places that just say they got you the best price but didn't actually make an effort.
Angelique Hagmann
October 24, 2025
Very informative and pleasent.
Dana Morrison
October 9, 2025
Worked with Kai she did great getting me the insurance that I needed, very nice person to work with.
Kimberly Pattison
October 8, 2025
Loved that communication was done via text and email . Saved money allowing Kai to reshop quotes for us .
Blake Lawson
September 26, 2025
I recently worked with Whitney Boucher on my homeowners insurance, and I honestly can’t say enough good things about her. From the start, she made the whole process so smooth and stress-free. Insurance can be confusing, but Whitney broke everything down in a way that was easy to understand and never made me feel rushed or like my questions were a bother. She’s incredibly knowledgeable and detail-oriented, but also kind and approachable. I really felt like she cared about getting me the right coverage, not just pushing a policy. She kept me updated every step of the way, which gave me total peace of mind knowing everything was being handled. What stood out most to me was how genuine she is—she treated my situation like it mattered, and that personal touch made all the difference. Great customer service is hard to find these days, but Whitney sets the bar high. If you need insurance help, I highly recommend reaching out to her. I’m so glad I did, and I’ll definitely be coming back to her for anything I need in the future.
Logan Ortego
September 22, 2025
I couldn’t be more impressed with the service I received from Whitney. From the very beginning, she took the time to explain every detail of my insurance options in a way that was clear, thorough, and easy to understand. Her knowledge and professionalism stood out immediately. What truly set Whitney apart was her ability to provide me with valuable information I hadn’t even considered. She uncovered coverage options and benefits that I was completely unaware of, helping me make informed decisions that better protect me and my family. Her attention to detail and genuine care for my needs made the entire process smooth and stress-free. If you're looking for an insurance agent who is knowledgeable, patient, and truly has your best interests at heart, Whitney is the one to call. Highly recommended!
Sandy Marlbrough
September 17, 2025
I was referred to Caleb Murphy by my daughter and I am so grateful for the reference. Caleb is very knowledgeable, always available for my endless questions/emails and very thorough when explaining the policies and coverage. I couldn't be more satisfied with the services received. I highly recommend reaching out to Caleb Murphy if anyone is in the market for insurance. He has done a remarkable job! Thanks for everything, Caleb! Sandy Marlbrough
Susan Zackin
September 13, 2025
Whitney Boucher is awesome she really helped us figure out if we had towing coverage for our car and I wasn't able to update the receipt on the Progressive app and she was able to do that for us and all at almost closing time on a Friday 4:30pm! Wow she is super helpful!
Brendan daniel
September 10, 2025
Ms. Kai Smith handled my homeowner's insurance. She was very professional, knowledgeable and direct with the quote I was satisfied with. The process was easily done.
Paul Howard
September 10, 2025
Took the time to find the right coverage for our needs.
3888 S Sherwood Forest Blvd, Suite T, Baton Rouge, LA 70816